NURO FINANCE - TERMS OF SERVICE

Last Updated: May 2026

These Terms of Service (“Terms”) govern your access to and use of the Nuro Finance platform (“Nuro,” “we,” “our,” or “us”), including our website, applications, APIs, and related services (collectively, the “Services”).

By accessing or using Nuro, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Overview of Services

Nuro Finance provides a technology platform that enables users to provision wallets, payment cards, and financial workflows for software systems, including AI agents.

Nuro is not a bank, broker, or money transmitter.

All financial services (including custody of funds, card issuance, payment processing, and identity verification) are provided by third-party regulated financial institutions and infrastructure providers (“Financial Partners”).

2. Eligibility

You must:

• Be at least 18 years old

• Have the legal capacity to enter into these Terms

• Use the Services in compliance with all applicable laws

If you use Nuro on behalf of a company or organization, you represent that you are authorized to bind that entity.

3. Account Registration

To use Nuro, you may be required to create an account.

You agree to:

• Provide accurate and complete information

• Keep your credentials secure

• Notify us immediately of unauthorized access

You are responsible for all activity under your account.

4. AI Agents and Automated Systems

Nuro enables the use of AI agents and automated systems that can initiate transactions.

By using such functionality, you acknowledge and agree:

• You are fully responsible for all actions taken by your agents

• Agents operate under permissions and controls you configure

• Nuro does not supervise, validate, or control agent decision-making

• Any financial outcome resulting from agent activity is your responsibility

You must implement appropriate safeguards, limits, and monitoring.

5. Financial Services Disclaimer

Nuro does not:

• Hold customer funds

• Issue payment cards

• Perform KYC / AML compliance directly

• Execute money transmission

These services are performed by Financial Partners.

Your use of those services may be subject to additional terms and conditions imposed by those partners.

Nuro acts solely as a technology interface layer.

6. Fees

Nuro may charge:

• Transaction-based fees (e.g., card reloads or usage)

• Subscription fees (e.g., Nuro+ or Nuro Pro)

• Enterprise or API usage fees

All fees are disclosed within the platform or agreed upon separately.

You are responsible for all applicable fees.

7. Acceptable Use

You agree not to use Nuro for:

• Fraudulent or illegal activity

• Money laundering or sanctions violations

• Unauthorized financial automation

• Abuse of infrastructure or APIs

• Circumventing security or compliance systems

We reserve the right to investigate and take action on violations.

8. Suspension and Termination

We may suspend or terminate your access at any time if:

• You violate these Terms

• We detect suspicious or high-risk activity

• Required by Financial Partners or regulators

You may stop using the Services at any time.

9. Third-Party Services

Nuro relies on third-party providers for:

• Banking and custody

• Card issuance

• Identity verification

• Blockchain infrastructure

We do not control these providers and are not responsible for:

• Their actions or failures

• Service interruptions

• Changes to their terms

10. Data and Privacy

Your use of Nuro is also governed by our Privacy Policy.

We collect and process data as necessary to:

• Operate the platform

• Enable financial integrations

• Maintain security and integrity

11. Intellectual Property

All software, infrastructure, and content provided by Nuro are owned by or licensed to Nuro.

You may not:

• Copy or reverse engineer the platform

• Resell access without authorization

• Use the platform to build a competing service

12. Disclaimer of Warranties

The Services are provided “as is” and “as available.”

We make no warranties regarding:

• Availability or uptime

• Accuracy of data

• Performance of AI agents

• Financial outcomes

13. Limitation of Liability

To the maximum extent permitted by law, Nuro Finance shall not be liable for:

• Financial losses or damages

• Unauthorized transactions

• Actions taken by AI agents

• Failures of Financial Partners

• Indirect, incidental, or consequential damages

14. Indemnification

You agree to indemnify and hold harmless Nuro from any claims arising from:

• Your use of the Services

• Your agents’ behavior

• Violations of law or these Terms

15. Governing Law

These Terms are governed by the laws of the State of Delaware, United States.

16. Changes to Terms

We may update these Terms at any time.

Continued use of the Services constitutes acceptance of the updated Terms.

17. Contact

Nuro Finance
support@nuro.finance